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| Account Dividends |
For Period Ending 6/30/2008 |
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| Rates and other
terms may change at any time without prior notice.
Dividends are declared at the end of each quarter. Rates are not guaranteed for future quarters. Fees
could reduce earnings on the account. |
Savings
Accounts (Minimum
Average Daily Balance of $100.00)
Dividends will be compounded quarterly and will
be credited quarterly.
|
| $100.00
- $1,999.99 |
2.00% |
2.01% |
| $2,000.00 - $9,999.99 |
2.50% |
2.52% |
| $10,000.00 - $24,999.99 |
3.00% |
3.03% |
| $25,000.00 - $49,999.99 |
3.10% |
3.13% |
| $50,000.00 - $74,999.99 |
3.20% |
3.23% |
| $75,000.00 > |
3.30% |
3.33% |
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IRA
Accounts
Dividends will be compounded quarterly and will
be credited quarterly.
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Christmas
Club Accounts
Dividends will be compounded quarterly and will
be credited quarterly.
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Checking
Accounts (Minimum
Average Daily Balance of $700.00)
Dividends will be compounded monthly and will be
credited monthly.
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* Annual
Percentage Yield
For additional information regarding the above
accounts, please refer to the . |
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| Rates
Effective February 4, 2008
Rates are subject to change without
notice. The APR is the Credit Union's standard rate.
The rate may vary depending on each individual's credit
history and underwriting factors.
|
LOAN TYPE |
ANNUAL PERCENTAGE RATE |
| Personal Loans |
As low as 8.90% |
| Secured Loans - Less than $10,000
|
As low as 7.90% |
| Secured Loans - Greater than $10,000
|
As low as 3.90% |
| Home Equity Loans |
As low as Prime - 1%
Rate adjusted quarterly to the
Prime Rate as published by the Wall Street Journal. |
| *Deposit Loans |
1% above highest previous quarter
savings dividend rate. |
*The Annual Percentage
Rate (APR) for deposit secured advances is subject
to change on the 1st day of each calendar quarter
at 1% above the current declared share dividend
rate. If there is an existing balance on the date
of the new advance, the existing balance will
be added to the new advance and the entire balance
will be at the new APR. Any increase in the APR
will take the form of more payments of the same
amount until what you owe has been repaid. |
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