State Employees Credit Union
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Fee Schedule

Effective July 1, 2010

Savings Account Fees
Address maintenance fee: $5.00 per quarter if credit union receives return mail
Excessive withdrawal fee: $5.00 per withdrawal after three (3) withdrawals per quarter
Checking Account Fees
NSF fee: $25.00 per item
Stop payment fee: $25.00 per request
Check printing fee: Prices may vary depending upon style
Check copy fee: $2.00 per copy
Counter checks fee: $3.00 per ten (10) checks
Monthly maintenance fee:

$10.00/Month for Traditional Checking Accounts

$20.00 if account goes negative

Online Bill Pay fee: $5.00/Month unless enrolled in eStatements
Other Service Fees (applicable to all accounts)
Account reconciliation fee: $20.00 per hour
Account research fee: $20.00 per hour
Statement copy fee: $3.00 per page
Inactive account fee: $5.00 per month after one (1) year and account under $500.00 with no other account relationship
Deposited item on account
holder return fee:
$25.00 per item
Deposited item on non-account
holder return fee:
$5.00 per item
Overdraft transfer fee: $2.00 per transfer
Wire transfer (domestic) fee: $25.00
Wire transfer (international) fee: $45.00
Loan processing denial fee: $15.00
Late loan payment fee: $10.00
Check collection fee: $20.00
Low balance maintenance fee: $5.00 per month on accounts with less than $300 average daily balance
Account reopening fee: $10.00 on accounts reopened within 6 months of closing
IRA Withdrawal fee: 1 free yearly withdrawal and $15.00 each additonal withdrawal
Eletronic Funds Transfer Fees
ATM transaction fee: $1.00 per item
Four (4) ATM transactions per month without a charge
ATM/Debit Card replacement card fee: $5.00 per card for the first two (2) replacements and $15.00 per card after that
ATM/Debit Card reinstatement fee: $15.00
NSF fee: $25.00 per item
Credit Union Membership
Membership share: $5.00 par value
Membership fee: $2.00

 

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