Like all credit unions, State Employees Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests.

Today, State Employees Credit Union serves all employees or retirees of any Georgia State agency, department, authority, bureau, board, commission, college, university, and elected officials.

Membership may also include persons related by blood, adoption or marriage to or living in the same household with a person within the common bond, and to the surviving spouses of deceased members.

To join the credit union, complete a membership card and make an opening deposit of at least $7 to your share/savings account. Once you join, you and your IMMEDIATE FAMILY members who join have a lifetime membership, even if you change jobs or move.